Home Insurance – Next Step Group

Home and Renters Insurance

Do You Need Homeowners Insurance?

When considering the best insurance for your home, you’re looking to protect the basics as well as advanced needs, such as temporary living expenses and house replacement costs in event of a natural disaster. Homeowners insurance protects the foundation, framework, furniture, other personal property, and more from all kinds of incidents. These typically include damages as a result of a storm, fire, hail, theft, damage, vandalism, and more.

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Protect your home from all types of damage, including repairs and replacement furniture. Temporary living expenses may also be covered with a customized plan. Whether you are looking for affordable homeowners insurance or comprehensive renters insurance, you’ll always be covered with Next Step Group.

Our advisors can help you analyze the full value of your home, possessions, furniture, specialty items, guns, collectibles, electronics, and more. We want to make sure that everything is covered when you need emergency help.

Home insurance also provides liability for medical and potential legal issues that result from any injuries incurred on your property. If someone falls on your property and suffers a broken arm, you’re covered for their medical expenses in case of a lawsuit.

Next Step Group offers renter’s insurance for anyone who rents a condo, house, or apartment. In many cases, landlords and complexes require insurance coverage. You can request a quote and sign up for a policy with Next Step Group, and we’ll send proof of insurance to your landlord or complex manager to ensure that you have a current policy and meet their requirements.

Since your complex and landlord won’t cover anything if damaged, it’s important that you get coverage for personal items, living expenses, and damaged property. There are even lawsuits that can be processed against you for accidents incurred on your property.

We’ll create an affordable renter’s insurance plan that meets yours and your landlord’s needs.

Do You Need Renters Insurance?

Coverage Included

It’s important to protect your property, but there’s other things to consider when you live on your own, whether you’re renting or owning. You’ll want to make sure that you can repair the damage and pay all costs with your coverage, while also protecting yourself against lawsuits and other risks.

Personal Property

Both homeowners and renters insurance include coverage for personal property. This includes Clothing, Electronics, Furniture, Tools, Appliances and more. These items are protected against fire, theft, vandalism, floods, tornadoes, water damage, and other disasters.

Personal Liability

In some cases, you may be found liable for someone’s injuries on your property. When this happens, you’ll need comprehensive liability coverage that pays for medical bills and other costs that may arise out of a lawsuit. This is important for renters as well since you can still be sued for injuries sustained on rental properties under your care as a tenant.

Temporary Living Expenses

You never know when you’ll need to leave home because of an emergency. In the event that your home is uninhabitable, you can get coverage for hotel and living expenses while you’re away from your home.

Ready to Protect Your Home?

Whether you own or rent, you’ll want to protect yourself with comprehensive coverage. Don’t waste time and call Next Step Group to make sure that you are fully protected.

NEXT STEP GROUP

At Next Step Group we believe in honesty and integrity and we will always put your interest and ultimate protection first.